Financial Planning Solutions | Insurance Solutions | Tax Solutions | Your Client Service Associates

 

Financial Advisors

 

CFS Advisors group photo

 

Frank L. Brittingham portrait

 

Frank L. Brittingham

Co-Founder, Investment Advisor Representative

  410-546-0911, ext. 101
📠 410-543-2759
  frank@cfsfinancial.com

Frank is a co-founder of Comprehensive Financial Solutions (CFS) and holds a B.S. from Elizabethtown College (Elizabethtown, PA). He is a Registered Representative and Investment Advisor Representative through Cetera Advisors LLC. Frank has over 28 years of experience in the financial services and insurance industry. He specializes in risk management, allocation strategies, and developing adequate investment income for retirees. Frank is a State of Maryland licensed insurance agent (Health, Life, and Variable). In his time away from the office, Frank enjoys fishing, boating, hunting, and cooking.

 

 

 

 

Bruce W. Robson portrait

Bruce W. Robson, CFP®, AIF®

Co-Founder, CERTIFIED FINANCIAL PLANNER™

  410-546-0911, ext. 106
📠 410-543-2759
  bruce@cfsfinancial.com

Bruce is a co-founder of Comprehensive Financial Solutions (CFS) and attained the CFP® certification in 1994 and the AIF® designation in 2016. He is a CERTIFIED FINANCIAL PLANNER™ certificant, an Accredited Investment Advisor®, Registered Securities Principal, Investment Advisor Representative, and a Licensed Insurance Agent. He is the past Chair of the Advisors Council for the Financial Services Institute, Inc. (Washington, DC). Bruce has three children and resides in Salisbury, MD with his wife Susan. He enjoys anything involved with the water and gardening. Bruce is active with the Salisbury Horizons Academic and Summer Enrichment Program and a member of the Wicomico Environmental Trust.  

 

Michael J. Sise portrait

Michael J. Sise, CFP®, AIF®, CRPC®

CERTIFIED FINANCIAL PLANNER™

  410-546-0911, ext. 104
📠 410-543-2759
  mike@cfsfinancial.com

Michael J. Sise, a graduate of Stephen Decatur High School and Liberty University began his career as a financial advisor in 2013.  In his first five years in the business, Michael became a CERTIFIED FINANCIAL PLANNER™ professional, as well as achieving his Accredited Investment Fiduciary® (AIF®) and Chartered Retirement Planning Counselor (CRPC®) designations. Serving as planning specialist and lead strategist on the CFS Investment Committee, Michael has excellent perspective of the granular details of our client relationships, as well as a strong grasp of the overall trends of our portfolios and investment philosophy. Michael works as an adjunct professor at Salisbury University’s Perdue School of Business, teaching Retirement Planning. Michael lives in Berlin with his wife Allison, and their daughters Magnolia and Annie.

 

J.D. Schroen portrait

 

J.D. Schroen, CPA

CPA, Investment Advisor Representative

  410-546-0911, ext. 107
📠 410-543-2759
  jd@cfsfinancial.com

J.D., a Salisbury native, received his B.A. in Accounting from Asbury College (Wilmore, KY). After graduating, he spent the next several years working in the finance and accounting fields in Lexington, KY before moving back to Salisbury. He joined CFS in 2001 as a financial advisor and was also tasked with growing CFS’ tax department. J.D. received his investment series 6 & 7 registrations in 2001 and the CPA designation in 2003. J.D. is active in his church and various community outreach programs. He currently resides in Salisbury with his wife Jenny and four children and is an active cyclist and snow skier.

 

Christopher J.D. Wilde, MBA

Investment Advisor Representative

  410-546-0911
📱 443-944-8682
📠 410-543-2759
  chris@cfsfinancial.com

Chris is a socially conscious financial advisor who, wishing to share his skills, compassion and experience, 20 years ago decided on a career change. He affiliated with a regional financial services firm and has developed a passion for helping families build financial security and achieve their financial goals.

 After graduating from the University of Arizona with a Bachelor's of Science in Agricultural Economics, Chris served in the Peace Corps in Samoa, teaching at the University of the South Pacific.

He returned to the U.S. and married his college sweetheart, Kathryn. They both taught at a school for Native Americans in New Mexico. Chris and Kathryn then served with the Mennonite Central Committee teaching in Sichuan, China from 1985 to 1987. After returning to the U.S. and settling in Tucson, AZ, Chris became the Finance Manager of the Tucson Community Food Bank.

He earned his MBA from the Eller School of Management, University of Arizona, in 1994.

The Wildes, and their two daughters relocated to the Eastern Shore in 2001 to be nearer Chris’s dad. Chris holds the Series 7, 63, 65, and 24 Security Registrations.

Continuing his commitment to community service and good citizenship, Chris is a member of the Business and Accounting Advisory Board at Wor-Wic Community College and the Eastern Region Destination Imagination Advisory Committee. He also volunteers his time with the James M. Bennett High School PTSA and the Rock and Roll Revival Show. He is a past Commodore of the Eastern Shore Sailing Association and sails competitively.

Chris and Kathryn enjoy backpacking, hiking, and camping with their daughters and black lab mix, Othello, and live in Tyaskin in Wicomico County.

 

 

 
Mason H. Little headshot

 

Mason H. Little

Investment Advisor Representative

  410-546-0911
📱 443-521-7051
📠 410-543-2759
  mason@cfsfinancial.com

Mason is regarded as a great friend and neighbor who enjoys solving problems. With more than 29 years in the financial services industry, he specializes in helping clients satisfy their retirement income needs through focused dividend investing.

For 20 years Mason gained valuable experience by working with both regional and national firms, including A. G. Edwards, Wachovia Securities, and Wells Fargo Advisors.  Almost ten years ago, he settled on the independent advisor model as the most effective way to serve his clients.

 He holds the Series 7, Series 63 and Series 65 Securities Registrations.

Mason graduated from Elon University with a Bachelor’s Degree in Political Science and Economics. Mason is an accomplished golfer with four Club Championships. He is also a car aficionado. Mason and his wife Tamara have a daughter, Virginia. The family resides in East New Market in Dorchester County.

 


Tax Solutions

 

 


Insurance Solutions

 

Andrew H. Benjamin portrait

 

Andrew H. Benjamin

Insurance Broker

  410-546-0911, ext. 110
📠 410-543-2759
  abenjamin@cfs-insurancesolutions.com

A Salisbury Native, Andrew has been involved in the insurance business for over 20 years. He specializes in long-term care insurance, life and disability insurance, and individual and group health insurance. Andrew has helped a considerable number of CFS clients for the last sixteen years in the area of long-term care insurance. In February 2011, he relocated his office to CFS and founded CFS Insurance Solutions with the idea of making CFS a venue where clients could not only receive expert financial and accounting services, but also address all their insurance needs. Andrew has access to all major insurance carriers. His ability to educate his clients regarding insurance coverage coupled with outstanding services brings him many referrals and repeat business.  Andrew works closely with attorneys and other advisors and is very familiar with community resources. Although Andrew is not associated with Cetera Advisors, he is always available to talk about any questions or concerns regarding your insurance policies.

 


 

Your Client Service Associates

 

Sandra M. Hearne portrait

 

Sandra M. Hearne

Director of Administration

  410-546-0911, ext. 103
📠 410-543-2759
  sandy@cfsfinancial.com

Sandra has been with CFS since January 2000 and has worn many hats.  As Director of Client Services, Sandra’s main focus is on compliance, maximizing client fulfillment and client retention, coordinating communications and providing a pleasurable atmosphere for both staff and clientele. She also serves as Bruce W. Robson’s Executive Administrator. Before beginning her career with CFS, she served as Chief Administrator for a local accounting firm. Sandra and her husband Ted, reside in Salisbury, MD.  They enjoy camping, attending estate auctions and concerts, but mostly love spending time with their family and friends.  

 

Lisa Hickman portrait

 

Lisa Hickman

Client Service Associate

  410-546-0911
📠 410-543-2759
  lisa@cfsfinancial.com

Lisa B. Hickman joined CFS, Comprehensive Financial Solutions, in January of 2017 as an assistant in the Tax Department.  After 2 years of working part-time with J.D. Schroen, CPA, she joined the staff full-time as a Client Service Associate to Frank L. Brittingham, Investment Advisor Representative, and Michael J. Sise, CFP®, AIF®, CRPC®. Lisa’s previous work experience included being a Certified Ophthalmic Technician and Retinal Photographer at Peninsula Eye Center, where she was employed for almost 20 years.  She took a break from working to finish raising her two boys, who are now grown.  Her oldest son is a Financial Planner for the Cancer Institute at the University of Pittsburgh, and her youngest is a CPA for a large accounting firm in Denver, Colorado.  Lisa is community oriented and likes to volunteer her time with several charitable organizations.  When she isn’t working, volunteering, or spending time with her family, she can be found with her nose in a book or cheering on her “other” boys, the Washington Capitals.

 

Shelly M. Mullins portrait

 

Shelly M. Mullins

Client Service Associate

  410-546-0911, ext. 111
📠 410-543-2759
  shelly@cfsfinancial.com

Shelly M. Mullins joined CFS Comprehensive Financial Solutions in January 2009 as our Tax Receptionist. As our company has grown, she now serves as our Director of First Impressions and Executive Administrator to J.D. Schroen, CPA. As Executive Administrator to J.D. Schroen, CPA, Shelly is responsible for a vast array of administrative tasks as well as assuring investment and tax clients receive the highest satisfaction possible. Standing as a self-motivated, energetic individual, serving as our lead Director of First Impressions, Shelly provides a friendly and professional point of contact for all Comprehensive Financial Solutions (CFS) clientele. Shelly's top priority is to provide an exceptional customer service experience. Prior to joining CFS, she was employed by the Phillips family at Phillips Men Shop as a Sales Associate here in Salisbury, MD for over 6 years. Shelly is a long time Worcester County native, Shelly resides in Berlin, MD with her husband Andy.

 

Elizabeth Brittingham portrait

Elizabeth Brittingham

Client Service Associate

  410-546-0911
📠 410-543-2759
  liz@cfsfinancial.com

Liz Brittingham graduated Flagler college in 2017 with a double major in Accounting and Business Administration. Prior to her employment at CFS she was a first mate on the “Get Sum” based out of Ocean City, Maryland. During her seven years as a mate she earned her United States Captain’s License at the age of 19. In her free time, she enjoys spending time with her friends, traveling, fishing and being out on the water.

 

Alex Saunders portrait

 

Alex Saunders

Client Service Associate

  410-546-0911
📠 410-543-2759
  alex@cfsfinancial.com

Alex Saunders graduated from Salisbury University with a bachelor of science in Financial Planning. While she was still in school, she was an intern at CFS and a part-time waitress at a local diner. Alex is dedicated to ensuring that clients have a friendly, positive and informative experience with CFS. Her long-term goals include, obtaining her securities licenses and becoming a Certified Financial Planner. She is an Ocean City local and when she is not working, she enjoys cooking as well as spending time with her cat, Luci. 
 

Deborah S. Williams

Client Service Associate

  410-546-0911
📱 443-614-2285
📠 410-543-2759
  debbie@cfsfinancial.com

Debbie is the first line of communication with our clients, cheerfully working with operations, compliance and client services for our clients. She has worked in the financial services industry for over 35 years and can address a full range of clients’ needs. She and her husband David enjoy their lives living along the Nanticoke River in Tyaskin, with all its beauty and gifts of nature. Cooking, boating, and bird watching are her pleasures along with spending time with her daughter Dawn and her wonderful family.

 
 

Marketing

 

Andrew Likovich portrait

 

Andrew Likovich

Marketing Associate

  410-546-0911, ext. 109

📱 443-397-0599
📠 410-543-2759
  andrew@cfsfinancial.com

Andrew Likovich is a Salisbury native and alumni of Salisbury University, graduating in Spring 2020 with a Bachelor's of Science in Marketing. In his free time he streams on Twitch and showcases indie video games on YouTube.

 
 

Finance

 

Nick Forbush portrait

 

Nick Forbush

Finance Associate

  410-546-0911, ext. 113
📠 410-543-2759
  nick@cfsfinancial.com
 

Nick Forbush graduated from Salisbury University with a Bachelor's of Science in Financial Planning in the Spring of 2020. While he was still in school, he was an intern at CFS.  While away from the office, Nick enjoys coaching travel baseball for the Delmarva Aces, for a variety of age groups, and giving pitching lessons to multiple youth athletes throughout the Eastern Shore. Nick also enjoys following the Baltimore Orioles, the Washington Redskins, and the Maryland Terrapins.