Personal Services

Whether your financial goals rest on retirement funding, sending a child through college or saving for a house, you can count on CFS to help you set up and implement plans that help you pursue your specific goals. Our professionals combine thoughtful recommendations with effective products to assist you with your unique financial objectives and needs.

Wealth management is more than portfolio oversight. Quality wealth management experts are careful to tailor investments to your specific risk tolerance, financial planning objectives and tax consideration needs. CFS builds investment strategies and solutions in-house. We also monitor the markets on a daily basis, and adjust investments as needed.

The ever-changing tax laws and regulations can lead to confusion and frustration. The CFS staff offers a Certified Public Accountant (CPA) and Certified Financial Planner (CFP), both of whom are up-to-date on the latest tax news and requirements. This knowledge helps when it comes to both filing taxes and providing tax-advantage solutions to help reduce any tax burden.

We offer:

• Year-Round Support
• Notice Assistance—We will help you address any correspondence you may receive from the IRS or state tax offices
• Free Tax Quotes!
• Online access via SmartVault, including photo-submissions of tax documents!
• We will retain all tax information in a virtual file. If you ever need any previous year's tax information, it is at our fingertips free of charge to you!
• Our focus is the individual—we only prepare Individual (including Sole Proprietorship) Returns.

Because we’re a small, community-oriented business, we understand what it takes to successfully implement employee retirement plans on behalf of other small businesses. Our hands-on approach to qualified retirement plan administration and management simplifies your experience, while our focus on consistent review and fiduciary responsibility delegation ensures peak operational efficiency.

Life happens. This means that you should have a plan in place to protect your loved ones, assets and wealth if the worst-case scenario occurs. CFS’ insurance team combines experience and knowledge to ensure the best protection for you and your family. With products like long-term care, life policies and health insurance, CFS stands ready help you protect what’s important to you.

CFS Insurance Solutions has access to all major insurance carriers. Andrew Benjamin leads the division and works diligently to educate his clients regarding insurance coverage coupled with outstanding service brings him many referrals and repeat business. Andrew works closely with attorneys and other advisors and is very familiar with community resources. He is always available to address any of your insurance questions and review your existing coverage.

What We Offer:

• Long-Term Care Insurance
• Life & Disability Insurance
• Individual & Group Insurance
• Health Insurance

As a firm born and raised on the Eastern Shore, it goes without saying we work with a large number of families who work in the Poultry Industry. These families work extremely hard for their earnings, and we have taken pride in helping them pursue their dreams of retirement while understanding their benefits offered by their respective companies. Did you know Cecile Steele of Sussex County, Delaware pioneered the industry in 1923 when she accidentally received a shipment of 500 chickens? With our new office in Millsboro, Delaware, we are eager to continue providing services for those in this industry which is vital to the Eastern Shore.