I cannot adequately express the value of a financial advisor.  We trust our health to a doctor.  We trust the plumber, electrician, and car mechanic.  Why wouldn’t we also trust a financial professional —especially in our very complex fiscal system with its myriad of laws, regulations, tax codes, investments, and retirement plans—all of which we have neither the expertise nor time to navigate?  One does not have to be wealthy to need or benefit from such expertise.  The confidence Michael has provided me over the years is priceless.

-Cynthia P.

This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck ( https://brokercheck.finra.org ) to see more on the background of this professional.

“Nate has been great to work with for the past two years! He makes sure that my goals are made to fit my needs. You can tell by his demeanor that he has a lot of care and concern. I know I don't have to worry because I am in GREAT hands! My only wish would be to have met him sooner.”

-Janet P.

This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck ( https://brokercheck.finra.org ) to see more on the background of this professional.

"When we’ve received mail from SSA or Medicare related to IRMAA premiums or if we desire to invest in a specific stock, the CFS investment team researches our requests and make suggestions. Retirement plans are reviewed regularly and as needed.  Because Mike understands and discusses our values and goals when we meet, we feel that there is an alignment to our personal likes and dislikes with the rest of the world when it comes to our portfolio."

-Betsy C.

This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck ( https://brokercheck.finra.org ) to see more on the background of this professional.

“JD, you should be very proud of the firm you have built over the years.  The services CFS provides are backed by your integrity and moral compass, which I have seen over the years of service you have provided to Teri and me. 

We are proud to be part of the CFS family and look forward to working with you for many years to come.”

-Bill W.

 This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.

“It's been an absolute pleasure working with the CFS team. The first day we walked in the front door at CFS we knew we were at the right place. Bruce & Michael made us feel as if we were at the top of their list on helping us achieve our goals and work towards having the financial stability needed to retire - answering every question we had. A few times I met without my wife, since she was nervous about retirement, but when she did join me again, she cried tears of joy when Michael showed her the progress we made working towards our goals. Now we are working with Bryant Zimmerman and he too has been on top of every question we have. They always keep us in the loop on anything that happens. And we are both now happily working with the team at CFS on helping us achieve our financial goals.”

-Chuck B.

 This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.